Last updated: 6 dec 2025
1. Acceptance of Terms
By accessing or using our website, services, or content (“Services”), you agree to be bound by these Terms of Service. If you do not agree, you may not use the Services.
2. Description of Services
We provide digital content, tools, resources, and related services intended for informational and educational purposes. We reserve the right to modify or discontinue the Services at any time.
3. User Responsibilities
- You agree to use the Services in compliance with all applicable laws.
- You must not misuse, copy, or resell any part of the Services without written permission.
- You are responsible for maintaining the confidentiality of your account and login information.
4. Intellectual Property
All content, design, text, graphics, and tools are owned by us or licensed to us. You may not reproduce or distribute them without permission.
5. Payments & Subscriptions
If our Services include paid features or subscriptions:
- All fees are displayed before purchase.
- Payments are non-refundable except where required by law.
- Subscriptions renew automatically unless canceled.
6. Disclaimer of Warranties
The Services are provided “as is” without warranties of any kind. We do not guarantee accuracy, completeness, or fitness for any particular purpose.
7. Limitation of Liability
To the maximum extent permitted by law, we are not liable for any indirect, incidental, or consequential damages arising from your use of the Services.
8. Termination
We may suspend or terminate your access to the Services at any time for violations of these Terms or other harmful behavior.
9. Governing Law
These Terms are governed by the laws of [Insert Country]. Any disputes will be resolved in the competent courts of [Jurisdiction].
10. Contact
For questions regarding these Terms, contact us at: [your email]
Privacy Policy
Last updated: 6 dec 2025
1. Information We Collect
We may collect:
- Personal information you provide (name, email, account details).
- Usage data (browser type, device, pages visited).
- Cookies and tracking data to improve website functionality.
2. How We Use Your Information
We use your data to:
- Provide and improve our Services
- Communicate updates, support, and offers
- Personalize your experience
- Ensure security and prevent fraud
3. Legal Bases for Processing (if you serve EU users)
We process data based on:
- Your consent
- Fulfilling a contract
- Legitimate interests
- Compliance with legal obligations
4. How We Share Information
We may share data with:
- Service providers (analytics, payment processors, hosting)
- Legal authorities if required
We do not sell your personal information.
5. Data Retention
We retain personal data only for as long as necessary to provide the Services or comply with legal obligations.
6. Your Rights
Depending on your location, you may have rights to:
- Access your data
- Request deletion or correction
- Withdraw consent
- Export your data
To exercise these rights, email [your email].
7. Cookies
We use cookies for analytics and performance. You can control cookies through your browser settings.
8. Security
We use industry-standard methods to protect your personal data but cannot guarantee 100% security.
9. Third-Party Links
Our website may contain links to external sites. We are not responsible for their privacy practices.
10. Contact
For privacy-related questions, contact us at: dimitkoster@gmail.com
Age Restrictions
Our content and Services are designed for users who are at least 13 years old.
- If you are under 13, you may not use our Services.
- If you are between 13–17, you must use the Services only with the permission of a parent or legal guardian.
- We do not knowingly collect personal information from children under 13. If we learn that such data has been collected, we will delete it promptly.
If your product is intended for adults only (e.g., financial services, AI tools requiring legal capacity), I can adjust this to 16+ or 18+